Flood Insurance
Mississippi Farm Bureau Casualty Insurance sells and services flood insurance policies through the
National Flood Insurance Program (NFIP). http://www.floodsmart.gov
If your community participates in the National Flood Insurance Program , you may buy a flood insurance policy through your Mississippi Farm Bureau agent.
Common Policy Options:
The coverage afforded is in (3) separate policy types, depending on the occupancy of the building:
- The Dwelling Form: Insures a building and/or residential contents on a single family or a 2-4 family dwelling
- The General Property Form: Insures a building and/or contents on non-residential buildings (i.e. detached garage, grain bin, business, bed & breakfast, etc…) and other residential buildings and/or contents (i.e. apartment building, assisted living facility, etc…)
- The Residential Condominium Building Form: Insures under one master policy, building coverage for the entire condominium building, including all units and their improvements
Important Flood Insurance Information:
It is important to understand that most home and business insurance policies do not cover flood losses, which makes the purchase of a flood insurance policy a very good decision for the homeowner, business owner, or renter. For eligible buildings located in low to moderate-risk flood zones B, C or X there are some Preferred Risk Policy coverage packages available.
To find out more about flood insurance availability and receive a free flood estimate please go to www.flood-zone.net.